Insuring Regulated Vehicles

All motor carriers and operators of regulated vehicles must have basic insurance in order to operate and obtain or renew a Safety Fitness Certificate (SFC). Some types of vehicles require additional insurance up to $1 million or $2 million. Refer to the table below for a listing of vehicles that require $1 million or $2 million in insurance.

The name on the Certificate of Insurance (or vehicle registration) and the name on the SFC must be identical.

Vehicles Required to have $1 million minimum insurance1	Vehicles Required to have $2 million minimum insurance1
Public service vehicles over 4,500 kg (whether operating within or outside of Manitoba) Regulated vehicles that operate outside of Manitoba, including commercial trucks, limited-use commercial trucks, or limited-use public service vehicles, or a passenger vehicle (other than a public service vehicle)	Regulated Vehicles used to haul dangerous goods that require an ERAP 2 Passenger Public Service Vehicles designed for carrying 11 persons or more, including the driver

¹If you require $1 million or $2 million insurance, you are required to notify the Motor Carrier Division if your policy will not be renewed, will be cancelled or will no longer provide the minimum insurance required.

²ERAP is an Emergency Response Assistance Plan that is required by Transport Canada for those hauling certain types or quantities of dangerous goods.